The milage the driver accumulates every year is factored in when calculating a quote for you.
The security of a motor and where it is located over night is considered when
generating a quotation.
Its a good idea to shop around so as to get the best quote as this will likely fluctuate from underwriter to underwriter.
If the car owner is ever misfortunate enough to hit another vehicle ensure you switch over
insurance details with the other driver including vehicle info, insurance companies, and names.
One type of insurance is GAP insurance whereby the underwriter will return to the owner
whatever a vehicle is worth to the trade if it is beyond repair or unrepairable.